Mortgage Broker Cardiff | Expert Mortgage Advice in South Wales

If you’re looking for a mortgage broker in Cardiff or an experienced mortgage advisor in Cardiff, our team provides clear, personalised mortgage advice to help you secure the most suitable mortgage deal for your individual circumstances.

As trusted mortgage brokers in Cardiff, we support clients across Cardiff and South Wales with expert guidance throughout the full mortgage process, from initial enquiry through to receiving your mortgage offer and completion.

Whole-of-Market Mortgage Brokers in Cardiff You Can Trust

As established mortgage brokers, we provide whole-of-market access to a wide range of mortgage lenders, allowing you to compare products and find the best mortgage deals available for your situation.

Our role as experienced mortgage advisers is to simplify the mortgage industry and ensure you understand every option clearly, whether you are:

  • A first-time buyer
  • Moving home
  • Looking for a new mortgage
  • Reviewing your current deal
  • Seeking a better mortgage deal

We work closely with lenders and estate agents to ensure smooth lender communication and efficient handling of the entire process.

 

Expert Mortgage Advice Tailored to Your Financial Situation

Every client has a unique financial situation, which is why we provide fully personalised mortgage advice based on your income, goals, and long-term financial planning.

We help you understand key areas such as:

  • Your monthly repayments and affordability
  • How your credit profile impacts your options
  • Which mortgage rates and products may suit you best
  • Whether a fixed-rate mortgage or a variable product is right for you
  • How your financial goals influence borrowing decisions

Our aim is to ensure you receive the most suitable deal based on your personal circumstances.

First Time Buyer Mortgage Advice & Home Buying Journey

Buying your first home can feel overwhelming, but our expert mortgage advice is designed to make the home-buying journey simple and stress-free.

We support first-time buyers with:

  • Deposit requirements and mortgage options
  • The full mortgage application process
  • Securing a mortgage in principle
  • Understanding what affects your mortgage offer
  • Guidance throughout the entire home-buying process

From start to finish, our friendly team of mortgage advisors supports you every step of the way.

 

Remortgage Advice & Switching for a Better Mortgage Deal

If your current deal is ending, our specialist remortgage services in Cardiff are available to help homeowners explore better mortgage rates or adjust their financial commitments, often leading to significant savings.

We review:

  • Your existing lender options
  • Available best mortgage deals across the market
  • Whether staying or switching is most suitable
  • Potential savings on your monthly repayments

Our goal is to help you secure a better deal based on your current financial goals and circumstances.

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Marc from First in Mortgages was brilliant from start to finish. From booking his initial visit, to explaining everything he would be able to do for us, to visiting us in our new home when we had completed, Marc was always available to answer any questions and always went above and beyond for us which was comforting for us as first time buyers. His professional and honest delivery was second to none and we could not fault anything he has done for us. He explained every aspect of what he was doing as well as what we would need to do, making sure we were comfortable with everything. Marc has a wealth of knowledge and really delivers first class customer service and we could not be happier. Thank you Marc and all the best in the future.

Lorna & Luke, Cardiff

Thank you Marc for sorting our mortgage for us to be able to buy our first home; absolutely outstanding customer service. Nothing is too much trouble, you went the extra mile and we will definitely use your service in the future and recommend your services to others.

Cath & Jon Jones, South Wales

As first time buyers getting a mortgage can be a very stressful time. Trying to determine the best rate and terms, or deciding who has the best offer is a real challenge. We did our homework but as first time buyers it was a daunting and overwhelming task until we got in contact with Marc who is a professional at First in Mortgages and was very thorough when providing us with information. Due to mine and my partner’s work schedules, Marc happily accommodated meeting times around our working hours and also dealt with any enquiries over the phone and email which was a great option for us. Marc answered all our questions in a professional and prompt manner and showed us various options that he felt would be best for us. Thanks to Marc we completed the process quickly and he was more than happy to chase the solicitors for us if we were unable to. We couldn’t be happier with the service we received and will definitely be returning to First in Mortgages in the future. Many thanks to Marc and the team at First in Mortgages.

Amy & Andy, Newport, South Wales

I just wanted to share a great experience that I have had with Marc Greenhough of First in Mortgages. Marc is so very professional and has a wealth of knowledge which he has acquired over the years working within Financial Services. The service that he provided was first class. Marc offered great service and he was most flexible in offering to meet when it was convenient to me as a full time working mum. Not only did he save me money but also managed to source an array of great products which suited my individual needs. He listened to what I needed to plan a future for not only me but to also secure my sons’ futures. He was very attentive and always kept me to up to date with every part of the process. I would highly recommend Marc to look after your financial needs. Good luck to you Marc, an awesome job from a very satisfied customer.

Eleri James, South Wales

Marc from First in Mortgages recently reviewed our financial situation and gave us some great advice in protecting our family. He spent the time ensuring me and my partner fully understood the protection plans he recommended for us. It really has given us peace of mind knowing our two children would be fully provided for. He also reviewed my mortgage and was able to find me a new Mortgage provider that for the same monthly cost was able to reduce my mortgage term by 6 years, which will really save me £1000’s over the term of the mortgage. I would recommend Marc to anyone looking for professional mortgage and protection advice.

JS, Brynmawr, South Wales

First in Mortgages was recommended to my partner and I by a friend and we couldn’t be happier with the mortgage advice we received. By remortgaging, Marc was able to reduce our mortgage term by three years whilst also cutting our monthly payments. First in Mortgages were able to offer us independent and impartial advice from across the whole market and the service we received was very professional. We were in two minds about using a mortgage broker but First in Mortgages proved to us the value of seeking professional mortgage advice and we would not hesitate to recommend them to anyone looking for a great mortgage deal!

DM, Cwmbran, South Wales

When the discount period on my previous mortgage came to an end I was advised to contact First in Mortgages to obtain a short-term re-mortgage at a competitive interest rate. Marc, of First in Mortgages, responded immediately to my call and rapidly got to work on searching the market for a suitable product, bearing in mind that I am a semi-retired person. He was meticulous in obtaining the necessary paperwork required for the application, and I was delighted that he was able to achieve completion of the re-mortgage within one month of the application being submitted. It was a pleasure to do business with Marc and First in Mortgages, and I would recommend them to anyone seeking to obtain a mortgage.

RS, Cardiff, South Wales

Buy to Let, Rental Income & Self-Employed Mortgage Support

We also specialise in more complex cases, including:

  • Buy to let mortgages
  • Applicants using rental income
  • Self employed applicants
  • Portfolio landlords and investors

We work with many mortgage lenders who assess different income structures, helping you find the most suitable solution for your needs.


Insurance & Protection for Financial Security

As well as providing mortgage advice in Cardiff, we also offer tailored protection insurance to help safeguard your home and income.

This includes:

  • Life insurance
  • Critical illness cover
  • Income protection
  • Home and contents cover

Protecting your home is just as important as securing the right mortgage.

We search 1000s of mortgage deals across a large number of lenders, including:

Why Choose Our Trusted Mortgage Advisors in Cardiff?

Clients choose us because we combine local expertise with regulated, professional advice in the mortgage industry.

  • FCA Registered
  • Experienced team of mortgage advisors in Cardiff
  • Whole-of-market access to many lenders
  • Clear and honest mortgage advice
  • Support throughout the entire mortgage process
  • Strong relationships with estate agents and lenders
  • Focus on finding the most suitable deal for your personal circumstances

We are committed to providing clear communication and expert guidance at every stage.

 

Mortgage Process Made Simple

We simplify the full journey from start to finish:

  • Free mortgage consultation (no obligation)
  • Reviewing your financial situation and key details
  • Finding suitable mortgage options
  • Submitting your mortgage application
  • Managing paperwork and documentation
  • Liaising with lenders and solicitors
  • Securing your final mortgage offer

Our aim is to make the entire process smooth, efficient, and stress-free.

Speak to a Mortgage Advisor in Cardiff Today


If you’re looking for a reliable mortgage broker in Cardiff or an expert mortgage advisor in Cardiff, our experienced team is here to help.

We offer a no-obligation consultation and provide tailored mortgage advice in Cardiff based on your personal circumstances.

Whether you’re a first-time buyer, moving home, or looking for a better mortgage deal, we’ll help you find the most suitable solution available.

Your Frequently Asked Mortgage Questions... Answered

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